So I realized today that I just don't know where I spend all my money. I thought I had been doing well with not shopping but a quick check of my finances tells me otherwise. Ack. I started a financial log, of the tips I get and the money I spend. Hopefully seeing what I spend will break that habit for me. And I'll be able to better estimate the kind of budget I need, and what I can afford for health insurance. And perhaps car insurance.
The real world is downright financially terrifying. I'll have to start thinking about what I would be willing/able to do for a second job, especially when I'm not in school (starting this summer, for those keeping track). Or a better paying first job (probably not...my first job is pretty well paying for the hours I work!).
This will end the pity me post.
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4 comments:
I'm a financially terrified person. I don't spend money because I'm afraid I won't have it later when I really need it, which means I spend most of my time sitting at home working on projects that don't cost me anything. So I'm basically a hermit. Or, at least I think my parents are afraid I'm becoming one.
Keeping track of your finances is a great way to learn how to cut out what you don't really need...just don't forget that you need to treat yourself once in a while.
Oh see, I know what I don't need, but I have a perpetual feeling of "Oh, I haven't bought anything in awhile", which is apparently not true. I think the biggest thing for me is realizing how much crap I buy that I don't need (such as 6 pairs of shoes since August...of which 1 or 2 were really necessary purchases). I'm not a shopaholic or anything, but definitely an impulse buyer of small things that really add up!
Sigh. Sometimes being the grownup has its downside. You're doing the right thing, though.
It really hit home that I was grownup when I was talking to my mom about it the other day. I really can't expect her to support me anymore, though, I know if I were really to hit a rough patch she would step in!
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